Rupesh Pasupuleti writes about where money, payments and AI are heading, and runs a small lab of experiments in personalised agents and agentic teams.https://rupeshpasupuleti.com/https://rupeshpasupuleti.com/thinking/unlocking-australias-real-time-rails/https://rupeshpasupuleti.com/thinking/unlocking-australias-real-time-rails/Australia already has real-time payments, simple addressing and digital consent. The next chapter is bringing them to everyday checkout.Thu, 15 Oct 2026 00:00:00 GMTPayments Futureshttps://rupeshpasupuleti.com/thinking/the-company-that-runs-while-you-sleep/https://rupeshpasupuleti.com/thinking/the-company-that-runs-while-you-sleep/How a small company can be built from AI agents that work together on their own, and what the humans still need to own.Tue, 13 Oct 2026 00:00:00 GMTFuture of Workhttps://rupeshpasupuleti.com/thinking/lab-note-01-silence-is-the-default/https://rupeshpasupuleti.com/thinking/lab-note-01-silence-is-the-default/The most important setting in a personal agent is the one that decides to say nothing.Mon, 12 Oct 2026 00:00:00 GMTLab Noteshttps://rupeshpasupuleti.com/thinking/an-agent-that-feels-human/https://rupeshpasupuleti.com/thinking/an-agent-that-feels-human/Today's agents compete on how much they can do. The one worth living with is defined by what it chooses not to do.Sun, 11 Oct 2026 00:00:00 GMTAI & Agentshttps://rupeshpasupuleti.com/thinking/architecture-was-designed-for-humans/https://rupeshpasupuleti.com/thinking/architecture-was-designed-for-humans/Agent-built, human-accountable: the operating model for software after coding.Fri, 09 Oct 2026 00:00:00 GMTLeadership & Architecturehttps://rupeshpasupuleti.com/thinking/lab-note-02-never-let-the-model-choose-its-tone/https://rupeshpasupuleti.com/thinking/lab-note-02-never-let-the-model-choose-its-tone/Tone is a decision about the person, not the message. Make it before the model writes a word.Thu, 08 Oct 2026 00:00:00 GMTLab Noteshttps://rupeshpasupuleti.com/thinking/coding-has-stopped/https://rupeshpasupuleti.com/thinking/coding-has-stopped/As AI writes more of our software, the most valuable engineering skill is shifting from typing to understanding.Tue, 06 Oct 2026 00:00:00 GMTAI & Agentshttps://rupeshpasupuleti.com/thinking/payto-mandates-consent/https://rupeshpasupuleti.com/thinking/payto-mandates-consent/Before agents can pay for us, consent has to become something software can read.Sun, 04 Oct 2026 00:00:00 GMTPayments Futureshttps://rupeshpasupuleti.com/thinking/the-wallet-learns-to-think/https://rupeshpasupuleti.com/thinking/the-wallet-learns-to-think/Agentic payments won't arrive as a new rail. They'll arrive as a new kind of customer, one that never sees a checkout page.Fri, 02 Oct 2026 00:00:00 GMTPayments Futureshttps://rupeshpasupuleti.com/thinking/safe-is-not-working/https://rupeshpasupuleti.com/thinking/safe-is-not-working/A test that passes against the old code is not evidence.Wed, 30 Sep 2026 00:00:00 GMTLeadership & Architecturehttps://rupeshpasupuleti.com/thinking/weve-seen-this-movie-before/https://rupeshpasupuleti.com/thinking/weve-seen-this-movie-before/Fire, the needle, the wheel, the press, the steam engine, the internet. Each great shift extended what people could do. AI is the first to share some of the thinking.Mon, 28 Sep 2026 00:00:00 GMTLife & Mindsethttps://rupeshpasupuleti.com/thinking/intelligence-is-abundant/https://rupeshpasupuleti.com/thinking/intelligence-is-abundant/Many of us now carry a team of expert helpers in our pocket. More and more, the difference is simply who decides to ask.Mon, 21 Sep 2026 00:00:00 GMTFuture of Work